Home Buyer's Guide
Home Sweet Home:
Your Step-by-Step Guide to Buying Your Dream Home
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The Home Buying
Find and interview the right Agent to represent you in your home purchase.
Shop for a lender to discuss the finances and get a pre-approval letter.
We select homes that match you criteria & schedule showings for the homes you are interested in.
After finding the right home, we will put in an offer and negotiate favorable terms and conditions of the contract.
Time Frame from the Ratifying of the contract to the final settlement and transfer of ownership. 30-45 days.
Schedule inspections and negotiate any repair request and issues from inspection.
Applying for a Loan Application, obtaining a Home Insurance, and Appraisal will take place during Escrow period.
You will receive clear to close from your lender and we will the preform final walk-through before closing.
Hooray! This is the Final step. It’s time to sigh the paperwork and get your keys.
Questions for Lender
Before you begin your home search, I always recommend to begin with talking to a lender and getting pre-approved. A lender will be able to answer all of your questions regarding finances and give you a clear understanding of the exact price range you will be pre-approved for and an estimate of the expenses to expect.
Questions to ask when interviewing potential lenders…
- What is the best type of lean for me?
- Do I qualify for any special discounts or loan programs?
- What interest rate can you offer?
- When can you lock in my rate?
- What fees can I expect from you?
- What are my estimated closing costs?